CFPB: Consumer Financial Protection Bureau

CFPB Bulk Publications

Order free Consumer Financial Protection Bureau Publications.

The central mission of the Consumer Financial Protection Bureau (CFPB) is to make markets for consumer financial products and services work for Americans—whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products.

You may download products by clicking on each product's name, and download Adobe Reader to view the products. Please allow 3–4 weeks for delivery.

For single copies or small quantities, place your order of CFPB publications at Publications.USA.gov.


Booklet coverShopping for a mortgage? (Booklet) (105 Kb)
This detailed booklet helps consumers understand the federal rules that protect them when they're shopping for a new mortgage. It can be downloaded and printed from your computer.

Booklet coverShopping for a mortgage? (Chinese booklet) (233 Kb)
This detailed booklet in Chinese helps consumers understand the federal rules that protect them as they manage their current mortgage. It can be downloaded and printed from your computer.

Download Only

Booklet coverShopping for a mortgage? (French booklet) (89 Kb)
This detailed booklet in French helps consumers understand the federal rules that protect them when they're shopping for a new mortgage. It can be downloaded and printed from your computer.

Download Only

Booklet coverShopping for a mortgage? (Haitian Creole booklet) (72 Kb)
This detailed booklet in Haitian Creole helps consumers understand the federal rules that protect them when they're shopping for a new mortgage. It can be downloaded and printed from your computer.

Download Only

Booklet coverShopping for a mortgage? (Korean booklet) (245 Kb)
This detailed booklet in Korean helps consumers understand the federal rules that protect them when they're shopping for a new mortgage. It can be downloaded and printed from your computer.

Download Only

Booklet coverShopping for a mortgage? (Tagalog booklet) (92 Kb)
This detailed booklet in Tagalog helps consumers understand the federal rules that protect them when they're shopping for a new mortgage. It can be downloaded and printed from your computer.

Download Only

Booklet coverHave a mortgage? (Booklet) (74.6 Kb)
This detailed booklet helps consumers understand the federal rules that protect them as they manage their current mortgage. It can be downloaded and printed from your computer.

Booklet coverHave a mortgage? (Chinese booklet) (206 Kb)
This detailed booklet in Chinese helps consumers understand the federal rules that protect them when they're shopping for a new mortgage. It can be downloaded and printed from your computer.

Download Only

Booklet coverHave a mortgage? (French booklet) (75 Kb)
This detailed booklet in French helps consumers understand the federal rules that protect them when they're shopping for a new mortgage. It can be downloaded and printed from your computer.

Download Only

Booklet coverHave a mortgage? (Haitian Creole booklet) (54 Kb)
This detailed booklet in Haitian Creole helps consumers understand the federal rules that protect them when they're shopping for a new mortgage. It can be downloaded and printed from your computer.

Download Only

Booklet coverHave a mortgage? (Korean booklet) (206 Kb)
This detailed booklet in Korean helps consumers understand the federal rules that protect them when they're shopping for a new mortgage. It can be downloaded and printed from your computer.

Download Only

Booklet coverHave a mortgage? (Tagalog booklet) (206 Kb)
This detailed booklet in Tagalog helps consumers understand the federal rules that protect them when they're shopping for a new mortgage. It can be downloaded and printed from your computer.

Download Only

Accounts


Do You Know If You Have Opted in for Debt and ATM Overdraft Coverage? document coverDo You Know If You Have Opted in for Debt and ATM Overdraft Coverage? (178 Kb)
What you must know about debit card and ATM overdraft coverage. Plus, how to reduce or eliminate debit card and ATM overdraft fees.

Keep a Lid on Checking Account FeesKeep a Lid on Checking Account Fees (178 Kb)
Six steps to reduce your checking account fees.

Moving Your Checking Account Checklist document coverMoving Your Checking Account Checklist (84.8 Kb)
A 10–step checklist for closing your current checking account and opening a new checking account.

CFPB Brochures

ASK CFPB BookmarkASK CFPB Bookmark (154 Kb)
Two bookmarks: #1 highlights the Consumer Finance Protection Board's "Ask the CFPB" program #2 Encourages consumers to share their financial services experiences through the CFPB's

Consumer Financial Protection Bureau - CFPBConsumer Financial Protection Bureau – CFPB (831 Kb)
How the Consumer Financial Protection Bureau empowers consumers through financial education, market supervision, and enforcement of financial protection laws.

How to Submit a Complaint coverHow to Submit a Complaint (96 Kb)
This brochure explains to consumers how to submit a complaint to the CFPB. Includes contact information and the issues that we are taking complaints about.

Unwrapping Gift Cards.  Know the Terms and Avoid  SurprisesUnwrapping Gift Cards. Know the Terms and Avoid Surprises (86 Kb)
This brochure explains the rights consumers have when it comes to gift cards. It also explains what to do if you give or get gift cards.

Your Disaster Checklist coverYour Disaster Checklist (106 Kb)
This is a checklist to help consumers gather the financial information they would need after an emergency. It contains spaces for account information and customer service numbers as well as checklists of other important documents they should have in case of an emergency.

Credit


Act Fast if You Can't Pay Your Credit Cards document coverAct Fast if You Can't Pay Your Credit Cards (132 Kb)
Three steps to take when you don't have enough money to pay your credit card bill. How to avoid debt-counseling scams.

Check your Credit Report document coverCheck Your Credit Report (102 Kb)
Free ways to check your credit report to find and fix mistakes, update your information, and guard against identity theft.

Credit Discrimination is Illegal document coverCredit Discrimination is Illegal (157 Kb)
Eight warning signs of credit discrimination and what to do if you believe you've been discriminated against.

How to Find the Best Credit Card for You coverHow to Find the Best Credit Card for You (153 Kb)
Consumers may not be aware that add-on services are optional or cost more. This consumer advisory warns consumers to watch out for these extra fees.

How to Stop Mystery Credit Card Fees coverHow to Stop Mystery Credit Card Fees (28 Kb)
Eight warning signs of credit discrimination and what to do if you believe you've been discriminated against.

Pay Attention to Your Credit Report document cover

Pay Attention to Your Credit Report (113 Kb)
Steps to get and keep a good credit score. Find out what helps and what hurts your credit score.

You Have a Right to See Specialty Credit Reports

You Have a Right to See Specialty Credit Reports (69 Kb)
Consumers may not know about all the specialty credit reporting agencies collecting information about them. This consumer advisory instructs consumers that these agencies exist and that they have the right to get free reports every 12 months.

Money Management


Fact sheet coverMy New Money Goal (92.1 Kb)
Having a plan is the easiest way to reach new money goals, navigate changes in income, or switch priorities in our lives. You would not start a road trip without mapping it out first, and the same is true with your finances. This guide will help you gain a clear view of where your money goes now so you can more easily decide where you want it to go in the future.

My New Money Goal document coverRemittance Transfer Rule Factsheet for Stakeholders View More Details (123 KB)
This detailed factsheet is designed to help stakeholders, counselors, instructors and others explain the remittance transfer rule, its protections and consumer rights. It explains when the rule applies, to whom, the information given to consumers and what to do if errors occur. This two–page factsheet is also available in Spanish.

Save Some & Spend Some document coverSave Some & Spend Some (354 Kb)
Free and easy ways to split your tax refund between accounts so you can spend some and save some of your money.

Flier coverSend Money Abroad With More Confidence (Flier) (78.38 KB)
This 8.5–by–11–inch flier is perfect for downloading and printing from your computer. It reminds senders of international money transfers that new protections are available to them. This flier is also available in Spanish, Chinese, French–Creole and Tagalog.

Poster coverSend Money Abroad With More Confidence (Poster) (86.65 KB)
Help senders of international money transfers learn about the new protections and rights available to them with this 24–by–36–inch poster. The poster contains the CFPB's phone number and Web address for more information, or order Send money abroad with more confidence brochures and consumer factsheets too. This poster is also available in Spanish, Chinese, French-Creole and Tagalog.

Brochure coverSend Money Abroad With More Confidence(Brochure) (100.30 KB)
This 3.75–by–8.5–inch brochure outlines the new protections now available to senders of international money transfers. It also reminds consumers that not all companies that send international money transfers are covered by the new federal rule. This brochure is also available in Spanish, Chinese, French-Creole and Tagalog.

Fact sheet coverSend Money Abroad With More Confidence (Fact Sheet) (92.64 KB)
This fact sheet offers consumers a more detailed explanation about their new rights and protections when they send international money transfers covered by a new federal rule. This single–side 8.5–by–11–inch fact sheet can be downloaded and easily printed.

Mortgages


Act Fast to Avoid Foreclosure document coverAct Fast to Avoid Foreclosure (83.7 Kb)
What to do when you can't afford your mortgage payment. Lists what you need to have in hand when you make the call for help.

Considering a Reverse MortgageConsidering a Reverse Mortgage (105 Kb)
Important questions to ask when you talk to a housing counselor about your reverse mortgage options and alternatives.

Booklet coverTake control to avoid foreclosure – a checklist for consumers (81.5 Kb)
This short checklist provides troubled borrowers with quick action steps to get help and find out about options to avoid foreclosure.

Booklet coverTips for homebuyers: Make the most of the new CFPB mortgage rules (72.64 Kb)
In one page, find out how you can take advantage of federal mortgage rules to keep your mortgage-related fees low, get better information about market prices and make sure you are getting advice that is in your best interest.

Booklet coverThe 2014 "Make the most of your mortgage" checklist (69.76 Kb)
Explains how consumers can get important information about their mortgage, check for delays in posting mortgage payments, fix mistakes by mortgage servicers and avoid foreclosure.

Download–Temporarily Out of Stock

Booklet coverWhat the new CFPB mortgage rules mean for families and homeowners (112.07 Kb)
This detailed guide is useful for housing counselors and others who need a step-by-step, detailed breakdown of the CFPB foreclosure procedures and mortgage servicing policies related to loss mitigation applications.

Download Only

Booklet coverSummary of CFPB foreclosure avoidance procedures (96 Kb)
A useful summary of CFPB foreclosure rules for mortgage servicers. Summarizes key timelines and deadlines for borrowers to apply for alternatives to foreclosure that may be available.

Need Help With Your Mortgage?  Don't Get ScammedNeed Help With Your Mortgage? Don't Get Scammed (88 Kb)
This brochure describes what a mortgage relief scams are and offers tips on how to spot and avoid them. It also includes information on how to get help.

Special Populations


CFPB Office of Servicemember Affairs document coverCFPB Office of Servicemember Affairs (434 Kb)
How the CFPB provides servicemembers, military families and veterans with information and tools to make wise financial decisions and avoid unfair financial business practices.

Know Your Financial Adviser coverKnow Your Financial Adviser (83.1 Kb)
Important questions to ask when you are shopping for financial advice or services.

CFPB Office of Servicemember Affairs document coverManaging Someone Else's Money: Help for Guardians of Property and Conservators (246 KB)
This guide helps family members and others understand their role as a court appointed guardian of property or conservator. It provides tips on making financial decisions for someone else as well as protecting assets from fraud and scams.

CFPB Office of Servicemember Affairs document coverManaging Someone Else's Money: Help for Agents Under a Power of Attorney (217 KB)
This guide helps family members and others understand their role as an agent. It provides tips on making financial decisions for someone else as well as protecting assets from fraud and scams.

CFPB Office of Servicemember Affairs document coverManaging Someone Else's Money: Help for Representative Payees and VA Fiduciaries (271 KB)
This guide helps family members and others understand their role when a government agency names them to manage someone elses benefit payment or pension.It provides tips on making financial decisions for someone else as well as protecting assets from fraud and scams.

CFPB Office of Servicemember Affairs document coverManaging Someone Else's Money: Help for Trustees Under a Revocable Living Trust (246 KB)
This guide helps family members and others understand their role as a trustee.It provides tips on making financial decisions for someone else as well as protecting assets from fraud and scams.

Money Smart for Older Adults: Prevent Financial Exploitation cover Money Smart for Older Adults: Prevent Financial Exploitation (584 KB)
This guide provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older persons and their caregivers can take to avoid being targeted or victimized.

To request a Money Smart presenter for your community event or for information on the Money Smart for Older Adults Instructor Training, go to http://www.fdic.gov/consumers/consumer/moneysmart/

CFPB Annual ReportFinancial Literacy Annual Report (299 KB)
The report details the CFPB's strategy and three-pronged approach to improving financial literacy opportunities for consumers: education initiatives, evidence-based research, and outreach to consumers and financial education stakeholders.

Download Only

Policy Recommendations For Advancing K-12 Financial Education Policy Recommendations For Advancing K-12 Financial Education
These policy recommendations are articulated in a white paper that provides an overview of the financial decision-making context that Americans navigate, surveys some existing efforts in the K–12 financial education field, and addresses each of these elements with a comprehensive youth financial education strategy.

Download Only

Protecting residents from financial exploitation: A manual for assisted living and nursing facilities Protecting residents from financial exploitation: A manual for assisted living and nursing facilities (320 KB)
This manual helps staff of long-term care facilities prevent, recognize, and report elder financial exploitation. The guide features a detailed list of warning signs of financial abuse and a model protocol that facilities can use to protect older adults. Family caregivers and service providers can learn about preventing financial exploitation of vulnerable older facility residents.

En Español

CFPB Folleto


Spanish version: Cómo 'desenvolver' las tarjetas de regalo. Conozca los términos y evite sorpresasCómo 'desenvolver' las tarjetas de regalo. Conozca los términos y evite sorpresas (123 Kb)
Este folleto explica los derechos que tienen los consumidores sobre las tarjetas de regalo. También explica qué hacer si usted da o recibe tarjetas de regalo.

Comparta su opinión (bookmark)Comparta su opinión (bookmark) (47.3 Kb)
Este folleto explica los derechos que tienen los consumidores sobre las tarjetas de regalo. También explica qué hacer si usted da o recibe tarjetas de regalo.

Consulte al CFPBConsulte al CFPB (102 Kb)
Dos separadores de páginas: el número 1 destaca el programa 'Ask the CFPB' – 'Pregúntale al CFPB' y el número 2 alienta a los consumidores a compartir sus experiencias con servicios financieros a través del programa de CFPB 'Tell Us Your Story' – 'Cuéntanos tu historia'.

Spanish version: Lista de control en caso de desastresLista de control en caso de desastres (121 Kb)
Esta es una lista de comprobación para ayudar a los consumidores a recoger la información financiera que necesitan tener después de una emergencia. Contiene espacios para la información de la cuenta y los números de servicio al cliente, así como listas de comprobación de otros documentos importantes que deben tener en caso de una emergencia.

Spanish version: Oficina para la Protección Financiera del Consumidor (CFPB)Oficina para la Protección Financiera del Consumidor (CFPB) (153 Kb)
La Oficina para la Protección Financiera del Consumidor ayuda a los consumidores ofreciendo educación, supervisando el mercado de productos financieros y haciendo cumplir las leyes

Spanish version: Presente su quejaPresente su queja (107 Kb)
Este folleto explica a los consumidores sobre cómo presentar una queja a la CFPB. Incluye información de contacto y los temas sobre los cuales estamos aceptando quejas.

Crédito


Spanish version: Cómo encontrar la mejor tarjeta de crédito para ustedCómo encontrar la mejor tarjeta de crédito para usted (162 Kb)
Este folleto de cuatro páginas instruye al consumidor sobre lo que debe buscar a la hora de pensar en obtener una tarjeta de crédito. Los exhorta a tener en cuenta diferentes plazos y tasas, e incluye instrucciones sobre la transferencia de saldos.

Spanish version: Cómo suspender las misteriosas tasas de las tarjetas de créditoCómo suspender las misteriosas tasas de las tarjetas de crédito (251 Kb)
Los consumidores pueden no ser conscientes de que los servicios complementarios son opcionales o pueden costar más. Esta advertencia al consumidor exhorta a los consumidores a tener cuidado con estos cargos adicionales.

Spanish version: Pay Attention to Your Credit Report document coverPreste atención a su informe crediticio (51 Kb)
Pasos para tener y mantener un buen puntaje crediticio. Descubra los aspectos que favorecen y que dañan su puntaje crediticio.

Spanish version: Act Fast if You Can't Pay Your Credit Cards document coverSi no puede pagar su tarjeta de crédito, actúe con rapidez (359 Kb)
Tres pasos que debe seguir cuando no tiene dinero suficiente para pagar la cuenta de la tarjeta de crédito. Cómo evitar las estafas de asesores de deuda.

Spanish version: Check your Credit Report document coverVerifique su informe crediticio al menos una vez al año (332 Kb)
Formas gratuitas de verificar su informe crediticio para buscar y solucionar problemas, actualizar su información y protegerse contra el robo de identidad.

Spanish version: Usted tiene derecho a ver informes de crédito especializadosUsted tiene derecho a ver informes de crédito especializados (107 Kb)
Los consumidores pueden no saber acerca de todas las agencias de informes de crédito especializados que recogen información acerca de ellos. Esta advertencia al consumidor instruye a los consumidores sobre la existencia de estas agencias y sobre su derecho a obtener informes de crédito gratuitos cada 12 meses.

Cuenta Financiera


Spanish version: Keep a Lid on Checking Account FeesControle los cargos de las cuentas corrientes (345 Kb)
Seis pasos para reducir los cargos de su cuenta corriente.

Spanish version: Considering a Reverse Mortgage¿Está pensando en una hipoteca revertida? (407 Kb)
Preguntas importantes que debe formular cuando habla con un consejero de vivienda sobre las opciones y alternativas de su hipoteca revertida.

Spanish version: Moving Your Checking Account Checklist document coverListado de control para el cambio de la cuenta corriente (284 Kb)
Lista 10 pasos para cerrar su cuenta corriente actual y abrir una nueva.

Spanish version: Do You Know If You Have Opted in for Debt and ATM Overdraft Coverage? document cover¿Sabe si ha optado por la cobertura de los sobregiros por débitos o cajeros ATM? (58 Kb)
Todo lo que debe saber sobre la cobertura de los sobregiros por tarjeta de débito o cajeros ATM. Además, cómo reducir o eliminar los cargos de los sobregiros por tarjetas de débito o cajeros ATM.

Hipoteca


Spanish version: Act Fast to Avoid Foreclosure document coverActúe con rapidez para evitar la ejecución hiptecaria (86 Kb)
Qué hacer cuando no puede pagar la hipoteca. Proporciona una lista de lo que debe tener al momento de llamar en busca de ayuda.

Spanish booklet cover¿Buscando una hipoteca? Lo que puede esperar bajo las normas federales (97.6 Kb)
Esta publicación le explica la normas federales que protegen a los consumidores que van a comprar una casa y por lo tanto obtener un préstamo o hipoteca.

Consejos para los compradores de vivienda:  Saque el máximo beneficio de las nuevas normas hipotecarias de la CFPBConsejos para los compradores de vivienda: Saque el máximo beneficio de las nuevas normas hipotecarias de la CFPB (88.38 Kb)
Este folleto explica cómo usted puede aprovechar las normas hipotecarias del CFPB para mantener los costos bajos, obtener información acerca de precios, y asegurarse de quien lo aconseje sea para beneficio suyo.

Spanish booklet coverLa lista de acción 2014 "Aproveche al máximo su hipoteca" (77.13 Kb)
Explica cómo los consumidores pueden obtener información, verificar si hay retrasos en sus pagos hipotecarios, corregir los errores que cometen las instituciones y evitar la ejecución hipotecaria.

Spanish booklet coverLo que significan las nuevas normas hipotecarias del CFPB para las familias y los propietarios de viviendas (137.85 Kb)
Este folleto describe las nuevas normas hipotecarias que hacen más claro los procesos y reducen las evasivas y las sorpresas que afectaron a los propietarios de viviendas durante y después de la crisis financiera.

Download Only

Spanish version: Act Fast to Avoid Foreclosure document cover¿Necesita ayuda con su hipoteca? No se deje engañar (108 Kb)
Este folleto describe lo que es un fraude de asistencia para hipotecas y ofrece consejos sobre cómo detectar y evitar dichas prácticas. También incluye información sobre cómo obtener ayuda.

Spanish booklet coverResumen de los procedimientos de prevención de ejecuciones hipotecarias ("Foreclosure") del CFPB (121.46 Kb)
Este folleto explica los nuevos procedimientos que facilitan el acceso a opciones para evitar ejecuciones hipotecarias ("foreclosure").

Spanish booklet cover¿Tiene una hipoteca? Lo que puede esperar bajo las normas federales (88.3 Kb)
Esta publicación explica las normas federales que protegen a los consumidores que tienen hipotecas.

Spanish booklet coverTome el control para evitar ejecuciones hipotecarias ("Foreclosure"): una lista de acción para los consumidores (83.18 Kb)
Este folleto contiene información de los pasos que le ayudarán a usted y a su familia a averiguar si tiene opciones para evitar la ejecución hipotecaria ("Foreclosure").

Manejo de Dinero


Spanish version: Ahorra una parte y gasta otraAhorra una parte y gasta otra (349 Kb)
Una forma gratis y fácil de dividir tu rembolso de tus impuestos y depositarlo en cuentas diferentes. Así podrás ahorrar una parte y gastar otra.

Spanish flier cover

Cómo Administrar el Dinero de Otras Personas: Ayuda para los representantes de beneficiarios y fiduciarios del VA (310 KB)
Para cuando una agencia de gobierno te nombra como administrador de los beneficios o la pensión de un amigo o familiar.

Spanish flier cover

Cómo Administrar el Dinero de Otras Personas: Ayuda para agentes bajo un poder legal (367 KB)
Para cuando un amigo o familiar te nombra como agente bajo un poder legal para administrar su dinero y bienes cuando ellos no pueden

Spanish flier cover

Cómo Administrar el Dinero de Otras Personas: Ayuda para los guardianes o tutores de propiedades nombrados por el tribunal (499 KB)
Para cuando un tribunal te nombra como guardián o tutor de propiedades para administrar el dinero o los bienes de alguien que necesita ayuda.

Spanish flier cover

Cómo Administrar el Dinero de Otras Personas: Ayuda para fideicomisarios bajo un fideicomiso en vida revocable (302 KB)
Para cuando alguien te nombra como administrador de su dinero y bienes bajo un fideicomiso debido a una enfermedad o discapacidad.

Spanish flier cover

Money Smart para Adultos Mayores: Prevenir la Explotación Financiera (642 KB)
Una guía que educa a los adultos mayores y a sus cuidadores sobre cómo detectar el fraude y las estafas, y cómo prevenir la explotación financiera.

Spanish flier cover

Envíe dinero al con más confianza (Spanish flier) (85.45 KB)
Este volante es perfecto para descargar o imprimir desde su computadora. Explica a las personas que envían remesas fuera de los Estados Unidos los costos y las nuevas normas que rigen estas transferencias de dinero.

""Envíe dinero al exterior con más confianza (Spanish poster) (86.65 KB)
Ayude a las personas que envían remesas fuera de los Estados Unidos a conocer las protecciones y derechos disponibles con este poster de 24 x 36 pulgadas. El poster tiene el teléfono y sitio web de CFPB para obtener más información.

""Envíe dinero al exterior con más confianza (Spanish brochure) (100.30 KB)
Este folleto describe las nuevas normas que protegen a las personas que envían remesas fuera de los Estados Unidos.

""Envíe dinero al exterior con más confianza (Spanish factsheet) (96.81 KB)
Esta hoja informativa explica a las personas que envían remesas fuera de los Estados Unidos los derechos que los protegen. Esta hoja informativa es perfecta para descargar o imprimir desde su computadora.

""Información sobre las normas de transferencias de remesas (Spanish factsheet) (122 KB)
Esta hoja informativa detalla las normas sobre las transferencias de remesas. Los consejeros e instructores pueden utilizar esta información para ayudar a los consumidores a entender la nueva norma de transferencias de remesas, cuánto deben pagar y qué pueden hacer si una transferencia sale mal.

Other Languages


Chinese


""Send Money Abroad With More Confidence (Chinese flier) (95.90 KB)
This 8.5–by–11–inch flier is perfect for downloading and printing from your computer. It reminds senders of international money transfers that new protections are available to them.

""Send Money Abroad With More Confidence (Chinese poster) (90.62 KB)
Help senders of international money transfers learn about the new protections and rights available to them with this 24–by–36–inch poster. The poster contains the CFPB's phone number and Web address for more information, or order Send money abroad with more confidence brochures and consumer factsheets too.

""Send Money Abroad With More Confidence (Chinese brochure) (136.27 KB)
This 3.75–by–8.5–inch brochure outlines the new protections now available to senders of international money transfers. It also reminds consumers that not all companies that send international money transfers are covered by the new federal rule.

""Send Money Abroad With More Confidence (Chinese factsheet) (127.68 KB)
This factsheet offers consumers a more detailed explanation about their new rights and protections when they send international money transfers covered by a new federal rule. This single-side 8.5-by-11-inch fact sheet can be downloaded and easily printed.

Take control to avoid foreclosure – a checklist for consumers掌握主動權,避免法拍 - 給消費者的一份清單 (248 Kb)
這份簡短的清單給陷入困境的借款人提供快速行動步驟來尋求幫助、瞭解避免法拍的選項。

Download Only

What the new CFPB mortgage rules mean for families and homeowners消費者金融保護局新的房貸規則對家庭和屋主意味著什麽 (277 Kb)
這份詳細的指南對需要一份按每個步驟詳細說明消費者金融保護局的與減損申請相關的法拍步驟及房貸業務規定的房屋諮詢師和其他人很有用。

Download Only

Tips for homebuyers:  Make the most of the new CFPB mortgage rules給購房者的小貼士:如何儘量利用消費者金融保護局的新規定 (206 Kb)
在短短一頁中瞭解您如何能利用聯邦的房貸規定來使與抵押貸款相關的費用保持較低,獲取有關市場價格的更優質的資訊、以及確保獲得以您的最佳利益爲考量的建議。

Download Only

2014 Make the Most of Your Mortgage Checklist2014年度"善加利用房貸"清單 (195 Kb)
說明消費者如何獲得有關他們的房貸的重要資訊、檢查房貸付款入賬是否有延誤、更正房貸業者的錯誤以及避免法拍。

Download Only

Summary of CFPB foreclosure avoidance消費者金融保護局關於避免法拍的流程的概要說明 (248 Kb)
關於消費者金融保護局對房貸業者的規定的一份很有用的總結。它概括總結了借款人在申請可能可利用的避免法拍的替代方案時關鍵的時間表和截止日期。

Download Only

French


Take control to avoid foreclosure – a checklist for consumersPrenez les choses en main pour éviter la saisie immobilière – Aide-mémoire à l'intention des consommateurs (79 Kb)
Ce bref aide-mémoire propose aux emprunteurs en difficulté un certain nombre de démarches rapides pour obtenir assistance et se renseigner sur les options permettant d'éviter la saisie immobilière.

Download Only

What the new CFPB mortgage rules mean for families and homeownersLes conséquences des nouveaux règlements du CFPB en matière d'emprunts hypothécaires pour les familles et les propriétaires (106 Kb)
Ce guide détaillé permet aux conseillers en logement et aux autres personnes qui en ont besoin de disposer d'une explication détaillée pas-à-pas des procédures de saisie immobilière du CFPB et des politiques de gestion des emprunts hypothécaires dans le cadre des demandes de limitation des pertes.

Download Only

Tips for homebuyers:  Make the most of the new CFPB mortgage rulesConseils pratiques pour l'accession à la propriété : Tirer le meilleur parti des nouveaux règlements du CFPB en matière d'emprunt hypothécaire (83 Kb)
Une seule page, pour en savoir plus sur les moyens de faire en sorte que vos frais d'emprunt hypothécaire restent bas, pour mieux vous informer sur les prix en vigueur sur le marché et des conseils pour mieux défendre vos intérêts.

Download Only

2014 Make the Most of Your Mortgage ChecklistAide-mémoire 2014 "Tirer le meilleur parti de votre emprunt hypothécaire" (80 Kb)
Explique comment les consommateurs peuvent obtenir des informations importantes sur leur emprunt hypothécaire, vérifier que leurs paiements sont crédités à temps et corriger les erreurs des organismes de gestion des emprunts hypothécaires pour éviter la saisie immobilière.

Download Only

Summary of CFPB foreclosure avoidanceSynthèse des procédures du CFPB pour éviter les saisies immobilières (90 Kb)
Un résumé utile des règlements du CFPB en matière de saisie immobilière pour les organismes de gestion des prêts hypothécaires. Présente une synthèse des principales démarches et dates limites auxquelles doivent se soumettre les emprunteurs pour présenter une demande en vue d'éviter une saisie immobilière.

Download Only

Haitian-Creole


""Send Money Abroad With More Confidence (Haitian-Creole Flier) (72.65 KB)
This 8.5-by-11-inch flier is perfect for downloading and printing from your computer. It reminds senders of international money transfers that new protections are available to them. This flier is also available in Chinese, French-Creole and Tagalog.

""Send Money Abroad With More Confidence (Haitian-Creole poster) (73.37 KB)
Help senders of international money transfers learn about the new protections and rights available to them with this 24-by-36-inch poster. The poster contains the CFPB's phone number and Web address for more information, or order Send money abroad with more confidence brochures and consumer factsheets too.

""Send Money Abroad With More Confidence (Haitian-Creole brochure) (87.18 KB)
This 3.75–by–8.5–inch brochure outlines the new protections now available to senders of international money transfers. It also reminds consumers that not all companies that send international money transfers are covered by the new federal rule.

""Send Money Abroad With More Confidence (Haitian-Creole factsheet) (83.11 KB)
This factsheet offers consumers a more detailed explanation about their new rights and protections when they send international money transfers covered by a new federal rule. This single–side 8.5–by–11–inch factsheet can be downloaded and easily printed.

Take control to avoid foreclosure – a checklist for consumersPran aksyon pou anpeche sezi kay – yon lis verifikasyon pou konsomatè (69 Kb)
Lis verifikasyon piti sa a founi pretè ki gen pwoblèm avèk demach rapid itil ak jwenn enfòmasyon sou opsyon pou anpeche sezi kay.

Download Only

What the new CFPB mortgage rules mean for families and homeownersKisa règ nouvo ipotèk CFPB yo vle di pou fanmi ak mèt kay? (96 Kb)
Direktiv detaye sa a itil pou konseye lojman ak lòt moun ki bezwen yon eksplikasyon k ap montre chak aksyon k ap fèt nan detay konsènan pwosedi sezi kay ak règleman sèvis ipotèk CFPB ki gen rapò avèk aplikasyon alèjman pèt.

Download Only

Tips for homebuyers:  Make the most of the new CFPB mortgage rulesTi konsèy pou moun k ap chèche achte kay: Pran avantaj dirèktiv ipotèk nouvo CFPB yo (71 Kb)
Sou yon sèl paj, jwenn enfòmasyon sou kouman ou kapab pran avantaj nan règ ipotèk federal pou kenbe frè ki asosye avèk ipotèk ou ba, resevwa pi bon enfòmasyon sou pri nan mache ak asire byen ke w ap resevwa konsèy ki nan pi bon entere w.

Download Only

2014 Make the Most of Your Mortgage ChecklistLis Verifikasyon 2014 sou "Kouman pou pran plis avantaj nan ipotèk ou" (67 Kb)
Eksplike kouman konsomatè kapab resevwa enfòmasyon enpòtan konsènan ipotèk yo, tcheke pou reta nan piblikasyon peman ipotèk, korije erè founisè sèvis ipotèk te fè ak anpeche sezi kay.

Download Only

Summary of CFPB foreclosure avoidanceRezime sou pwosedi CFPB pou anpeche sezi kay (80 Kb)
Yon rezime itil sou règ sezi kay CFPB pou founisè sèvis ipotèk. Pale sou delè ak dat limit enpòtan pou pretè aplike pou altènatif kont sezi kay ki gen dwa disponib.

Download Only

Korean


Take control to avoid foreclosure – a checklist for consumers압류(foreclosure)를 피하기 위한 적극적 대처 - 소비자를 위한 체크리스트 (69 Kb)
이 짧은 체크리스트는, 문제를 안고 있는 차입자에게 도움이 되는 신속한 조치와 압류(포클로져)를 피하기 위해 취할 수 있는 선택안에 대해 설명합니다.

Download Only

What the new CFPB mortgage rules mean for families and homeownersCFPB의 새로운 모기지 규칙이 가정과 주택소유주들에게 주는 의미 (81 Kb)
상세한 내용을 담고 있는 이 안내서는 주택 상담인은 물론, 세부적인 단계별 소비자금융보호국(CFPB) 압류절차와 손실완화 신청에 관련되는 모기지 대출정책을 알 필요가 있는 사람들에게 유용한 자료입니다.

Download Only

Tips for homebuyers:  Make the most of the new CFPB mortgage rules주택 매입자들을 위한 요령: CFPB의 신 모기지 규칙의 활용 (80 Kb)
모기지 관련 수수료를 낮게 유지하고, 시장 가격에 대한 좋은 정보를 얻고, 최고의 이익이 되는 조언을 듣기 위해서 연방 모기지 규칙을 잘 활용하는 법을 한 페이지에서 알아보십시오.

Download Only

2014 Make the Most of Your Mortgage Checklist2014년 "모기지를 최대한 활용"하기 위한 체크리스트 (81 Kb)
소비자들이 자신의 모기지에 대해 중요한 정보를 얻고, 모기지 납부금 지연 여부를 확인하고, 모기지 대출기관에 의한 실수를 수정하며, 압류(포클로저)를 피할 수 있는 법에 대해 설명

Download Only

Summary of CFPB foreclosure avoidance압류를 피하기 위한 CFPB 절차 요약 (96 Kb)
'모기지 대출기관을 위한 CFPB 압류 규칙'의 알기 쉬운 요약본. 차입자가 압류를 대신할 수 있는 대안이 있을 경우의 주요 일정과 신청 마감일 안내.

Download Only

Tagalog


""Send Money Abroad With More Confidence (Tagalog flier) (71.53 KB)
This 8.5–by–11–inch flier is perfect for downloading and printing from your computer. It reminds senders of international money transfers that new protections are available to them.

""Send Money Abroad With More Confidence (Tagalog poster) (72.30 KB)
Help senders of international money transfers learn about the new protections and rights available to them with this 24–by–36–inch poster. The poster contains the CFPB's phone number and Web address for more information, or order Send money abroad with more confidence brochures and consumer factsheets too.

""Send Money Abroad With More Confidence (Tagalog brochure) (81.78 KB)
This 3.75–by–8.5–inch brochure outlines the new protections now available to senders of international money transfers. It also reminds consumers that not all companies that send international money transfers are covered by the new federal rule.

""Send Money Abroad With More Confidence (Tagalog factsheet) (81.55 KB)
This factsheet offers consumers a more detailed explanation about their new rights and protections when they send international money transfers covered by a new federal rule. This single–side 8.5–by–11–inch factsheet can be downloaded and easily printed.

Take control to avoid foreclosure – a checklist for consumersMagsagawang Pigilin upang maiwasan ang pagremata – isang listahan para sa mga konsumidor. (63 Kb)
Itong maikling listahan nagbibigay ng gusot sa mga nanghihiram na may mabilis na hakbang ng pagkilos upang makakuha ng tulong at alamin ang tungkol sa mga pagpipilian upang maiwasan ang pagremata.

Download Only

What the new CFPB mortgage rules mean for families and homeownersAno ang bagong CFPB sangla tuntunin ang ibig sabihin para sa mga pamilya at mga may-ari ng bahay (97 Kb)
Itong detalyadong gabay ay kapaki-pakinabang para sa tagapayong pabahay at naiiba pa na kailangan ng isang hakbang-hakbang, detalyadong pagkasira ng mga CFPB patakaran pagremata at mga sanglang serbisyo na may kaugnayan sa pagkawala pagpapagaan aplikasyon.

Download Only

Tips for homebuyers:  Make the most of the new CFPB mortgage rulesMga pabuya para sa mamimili: Gawin ang pinaka- galing sa bagong CFPB sangla tuntunin. (72 Kb)
Sa isang pahina, alamin kung paano samantalahin ng pederal sanglang tuntunin upang panatilihing ang iyong sangla-kaugnayan sa mababang bayad, kumuha ng mas mabuting impormasyon tungkol sa mga presyo ng merkado at tiyakin na makakuha ka ng payo na iyong pinakamagaling na interes.

Download Only

2014 Make the Most of Your Mortgage ChecklistAng 2014 "Gawin nang higit sa lahat ang iyong sangla" listahan (70 Kb)
Ipaliwanag kung paano ang mga konsumidor maaaring makakuha ng mahalaga tungkol sa kanilang mga sangla, i-tsek para sa mga pagpapaliban sa pagbabala ng sangla pagbabayad, ayusin ang mga pagkakamali sa pamamagitan ng sangla tagapaglingkod at maiwasan ang pagremata.

Download Only

Summary of CFPB foreclosure avoidanceKabuuran ng CFPB pagreremata sa pamamaraan sa pag-iwas (76 Kb)
Ang isang kapaki-pakinabang kabuuran ng CFPB tuntunin sa pagreremata sa sangla tagapaglingkod. Nagbubuod kasagutan at pagka nasa panahon at huling araw sa oras para sa nanghihiram na mag-aplay para sa mga alternatibo sa pagremata na maaaring magamit.

Download Only

Vietnamese


Take control to avoid foreclosure – a checklist for consumersHãy chủ động để tránh bị tịch thu nhà - bản kiểm chứng cho người tiêu thụ (69 Kb)
Bản kiểm chứng ngắn gọn này cung cấp cho những người vay tiền nào đang gặp trở ngại biết về các hành động nhanh chóng để tìm sự giúp đỡ và tìm hiểu các biện pháp để tránh bị tich thu nhà.

Download Only

What the new CFPB mortgage rules mean for families and homeownersNhững quy luật mới của CFPB về nhà thế nợ có ý nghĩa gì đối với các gia đình và chủ nhà (81 Kb)
Quyển cẩm nang này với đầy đủ chi tiết hữu ích cho các nhà cố vấn gia cư và những người nào cần biết về chi tiết và thủ tục tịch thu nhà của CFPB theo từng bước một cùng với chính sách giải quyết các hồ sơ vay thế chấp liên quan đến những đơn xin giảm thiểu tổn thất.

Download Only

Tips for homebuyers:  Make the most of the new CFPB mortgage rulesNhững mẹo vặt dành cho người mua nhà: Hãy tận dụng các quy luật mới của CFPB về nợ thế chấp (80 Kb)
Trong nội dung của một trang, quý vị hãy tìm hiểu về cách thức tận dụng các quy luật về nợ thế chấp của liên bang để giữ những lệ phí liên quan đến nợ thế chấp được thấp, để tìm hiểu thông tin tốt hơn về giá thị trường và bảo đảm quý vị nhận được lời khuyên tốt nhất cho lợi ích của mình.

Download Only

2014 Make the Most of Your Mortgage Checklist"Bản Kiểm chứng để Tận dụng Hồ sơ Vay Tiền nhà Thế nợ" của năm 2014 (81 Kb)
Giải thích về cách thức mà giới tiêu thụ có thể tìm hiểu thông tin quan trọng về hồ sơ vay tiền nhà thế nợ, kiểm chứng sự trễ nải trong việc trừ tiền nhà đã trả, sửa các sai sót của nhà phụ trách hồ sơ vay và tránh bị tịch thu nhà.

Download Only

Summary of CFPB foreclosure avoidanceSơ lược về các thủ tục của CFPB để tránh bị tịch thu nhà (96 Kb)
Một bản sơ lược hữu ích về những quy luật tịch thu nhà dành cho các nhà phụ trách hồ sơ vay. Tóm tắt những trình tự thời gian và hạn chót để người vay nộp đơn xin xét duyệt các biện pháp khác để tránh bị tịch thu nhà.

Download Only



Shipping Information

* Required information